:root{
  --bg:#fff8ee;
  --bg2:#fff3dc;
  --card:#ffffff;
  --text:#1c2635;
  --muted:#667085;
  --line:#eadfce;
  --dark:#17212f;
  --warm:#ff6b35;
  --warm2:#ff9f1c;
  --green:#108a57;
  --green2:#eaf8ef;
  --cream:#fffdf8;
  --soft:#fff1df;
  --danger:#b42318;
  --ok:#067647;
  --shadow:0 18px 45px rgba(56,35,12,.09);
  --shadow2:0 8px 24px rgba(56,35,12,.07);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.65}
a{color:inherit;text-decoration:none}
.container{width:min(1160px,92%);margin:0 auto}.container.narrow{width:min(860px,92%)}
.top-strip{background:var(--dark);color:#fff;font-size:13px}.top-strip-inner{min-height:38px;display:flex;justify-content:space-between;align-items:center;gap:16px}.top-strip a{color:#ffd166;font-weight:700}
.site-header{position:sticky;top:0;background:rgba(255,253,248,.92);backdrop-filter:blur(14px);border-bottom:1px solid rgba(234,223,206,.8);z-index:20}.header-inner{height:76px;display:flex;align-items:center;gap:22px}.brand{display:inline-flex;align-items:center;gap:10px;font-weight:900;font-size:23px;letter-spacing:-.02em;color:var(--dark)}.brand-mark{display:grid;place-items:center;width:38px;height:38px;border-radius:12px;background:linear-gradient(135deg,var(--warm),var(--warm2));color:#fff;box-shadow:0 8px 18px rgba(255,107,53,.28)}.footer-brand{margin-bottom:12px}.main-nav{display:flex;gap:4px;align-items:center;margin-left:auto}.main-nav a{font-size:14px;color:#475467;padding:9px 10px;border-radius:999px}.main-nav a:hover{background:#fff;color:var(--warm);box-shadow:0 1px 0 rgba(0,0,0,.04)}.header-cta{display:inline-flex;padding:10px 14px;border-radius:999px;background:var(--dark);color:#fff;font-weight:800;font-size:13px;white-space:nowrap}.nav-toggle{display:none;margin-left:auto;border:1px solid var(--line);background:white;border-radius:12px;padding:8px 11px;color:var(--dark)}
.home-hero{position:relative;overflow:hidden;padding:72px 0 62px;background:radial-gradient(circle at 8% 15%,rgba(255,159,28,.28),transparent 26%),radial-gradient(circle at 85% 10%,rgba(16,138,87,.18),transparent 24%),linear-gradient(135deg,#fff7e8 0%,#fffdf8 52%,#f1fff6 100%);border-bottom:1px solid var(--line)}.home-hero:after{content:"";position:absolute;right:-60px;bottom:-80px;width:260px;height:260px;border-radius:50%;border:36px solid rgba(255,107,53,.08)}.hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(330px,.72fr);gap:48px;align-items:center;position:relative;z-index:1}.hero-copy h1{font-size:clamp(38px,5.5vw,72px);line-height:.98;margin:12px 0 20px;letter-spacing:-.065em;color:#151f2d}.hero-copy p{font-size:19px;color:#566274;max-width:740px;margin:0 0 26px}.eyebrow,.mini-label,.card-kicker{display:inline-flex;align-items:center;width:max-content;border:1px solid rgba(255,107,53,.22);background:#fff;border-radius:999px;color:#b34418;font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.08em;padding:5px 10px}.mini-label{margin-bottom:10px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:22px}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:14px;padding:12px 18px;font-weight:900;background:var(--dark);color:#fff;cursor:pointer;box-shadow:0 10px 24px rgba(23,33,47,.14)}.btn.warm{background:linear-gradient(135deg,var(--warm),var(--warm2));color:#fff}.btn.ghost{background:#fff;color:var(--dark);border:1px solid var(--line);box-shadow:none}.btn.light{background:#fff;color:var(--dark);border:1px solid var(--line);box-shadow:none}.btn.secondary{background:#fff;color:var(--warm);border:1px solid var(--line);box-shadow:none}.btn.danger{background:var(--danger)}.btn.full{width:100%;margin-top:12px}.trust-row{display:flex;flex-wrap:wrap;gap:10px}.trust-row span{display:inline-flex;align-items:center;padding:8px 10px;border-radius:999px;background:rgba(255,255,255,.72);border:1px solid rgba(234,223,206,.75);font-size:13px;color:#667085}.trust-row span:before{content:"✓";color:var(--green);font-weight:900;margin-right:6px}.savings-card{position:relative;background:#fff;border:1px solid #f1dec4;border-radius:32px;padding:24px;box-shadow:var(--shadow);transform:rotate(1deg)}.savings-card:before,.savings-card:after{content:"";position:absolute;left:-14px;width:28px;height:28px;border-radius:50%;background:var(--bg);border:1px solid #f1dec4}.savings-card:before{top:42%}.savings-card:after{bottom:23%}.coupon-stub{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px;border:2px dashed #ffd19a;border-radius:22px;padding:18px;background:#fff8ee}.coupon-stub span{font-weight:900;color:#b34418;letter-spacing:.12em;font-size:12px}.coupon-stub strong{font-size:22px;color:var(--dark)}.receipt-card{background:var(--dark);color:#fff;border-radius:24px;padding:22px}.receipt-line,.receipt-total{display:flex;justify-content:space-between;gap:20px;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.13)}.receipt-line span{color:#cbd5e1}.receipt-total{border-bottom:0;margin-top:8px;background:rgba(255,255,255,.08);border-radius:16px;padding:16px}.receipt-total strong{color:#ffd166;font-size:26px}.section{padding:48px 0}.lift-section{margin-top:-22px;position:relative;z-index:2}.section-head{display:flex;justify-content:space-between;gap:18px;align-items:end;margin-bottom:22px}.section h2,.content-card h2{font-size:30px;line-height:1.16;margin:0 0 7px;letter-spacing:-.03em}.section-head p,.muted{color:var(--muted);margin:0}.category-grid,.tool-grid,.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.tool-card,.category-card,.guide-card,.content-card,.tool-widget,.admin-card{background:rgba(255,255,255,.96);border:1px solid var(--line);border-radius:24px;padding:24px;box-shadow:var(--shadow2)}.tool-card,.category-card,.guide-card{position:relative;overflow:hidden;min-height:168px;transition:.18s ease}.tool-card:after,.guide-card:after{content:"";position:absolute;right:-30px;bottom:-30px;width:100px;height:100px;border-radius:50%;background:rgba(255,107,53,.08)}.tool-card:hover,.category-card:hover,.guide-card:hover{transform:translateY(-4px);border-color:#ffbe7c;box-shadow:var(--shadow)}.tool-card strong,.category-card strong,.guide-card strong{display:block;font-size:19px;line-height:1.25;margin:10px 0 8px;letter-spacing:-.02em}.tool-card span:not(.card-kicker),.category-card span:not(.category-icon),.guide-card span:not(.card-kicker){display:block;color:var(--muted);font-size:14px}.tool-card em{display:inline-flex;margin-top:14px;color:var(--warm);font-style:normal;font-weight:900;font-size:14px}.category-band{background:linear-gradient(180deg,rgba(255,255,255,.38),rgba(255,241,223,.72));border-block:1px solid rgba(234,223,206,.65)}.category-card{background:linear-gradient(180deg,#fff,#fffaf2)}.category-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:15px;background:var(--green2);color:var(--green);font-weight:900;font-size:20px}.how-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:22px;align-items:stretch}.feature-panel{background:var(--dark);color:#fff;border-color:transparent}.feature-panel p{color:#d0d5dd}.step-list{display:grid;gap:14px}.step-card{display:grid;grid-template-columns:52px 1fr;gap:0 16px;background:#fff;border:1px solid var(--line);border-radius:22px;padding:20px;box-shadow:var(--shadow2)}.step-card b{grid-row:1/3;display:grid;place-items:center;width:44px;height:44px;border-radius:15px;background:#fff1df;color:var(--warm);font-size:20px}.step-card strong{font-size:18px}.step-card span{color:var(--muted)}.page-hero{padding:50px 0 26px;background:linear-gradient(135deg,#fff7e8,#fffdf8);border-bottom:1px solid var(--line)}.tools-hero,.tool-detail-hero{background:radial-gradient(circle at 82% 20%,rgba(255,159,28,.18),transparent 25%),linear-gradient(135deg,#fff7e8,#fffdf8)}.guides-hero{background:radial-gradient(circle at 78% 20%,rgba(16,138,87,.15),transparent 25%),linear-gradient(135deg,#fffdf8,#f1fff6)}.contact-hero{background:linear-gradient(135deg,#fff7e8,#f1fff6)}.page-hero h1{font-size:clamp(34px,4.6vw,56px);line-height:1.03;margin:10px 0 12px;letter-spacing:-.055em}.page-hero p{max-width:790px}.breadcrumb{font-size:14px;color:var(--muted);margin-bottom:14px}.breadcrumb a{color:#b34418;font-weight:800}.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:24px;align-items:start}.sidebar{position:sticky;top:104px}.content-card{margin-bottom:22px}.content-card h2{margin-top:0}.content-card h3{margin-bottom:6px}.content-card a{color:#b34418;font-weight:800}.detail-card{background:linear-gradient(180deg,#fff,#fffaf2)}.category-content,.page-article,.guide-article{padding:32px}.tool-widget{position:relative;margin-bottom:24px;background:#fff;border:1px solid #efddc8;box-shadow:var(--shadow)}.tool-widget:before{content:"Calculator";position:absolute;right:22px;top:-13px;background:linear-gradient(135deg,var(--warm),var(--warm2));color:#fff;border-radius:999px;padding:5px 10px;font-size:12px;font-weight:900;letter-spacing:.04em}.tool-input,textarea,input,select{width:100%;border:1px solid #e8d9c6;border-radius:14px;padding:12px 13px;font:inherit;background:#fff;color:var(--text);outline:none}textarea.tool-input{min-height:210px;resize:vertical}input:focus,textarea:focus,select:focus{border-color:#ffac64;box-shadow:0 0 0 4px rgba(255,107,53,.12)}.tool-row{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:14px 0}.tool-row.three{grid-template-columns:repeat(3,1fr)}.tool-actions{display:flex;flex-wrap:wrap;gap:10px;margin:14px 0}.result-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:16px}.result-box{background:#fff7e8;border:1px solid #ffd9a6;border-radius:18px;padding:16px}.result-box b{display:block;font-size:26px;letter-spacing:-.03em;color:var(--dark)}.result-box span{font-size:13px;color:var(--muted)}.output-box{background:var(--dark);color:#e2e8f0;border-radius:18px;padding:16px;white-space:pre-wrap;overflow:auto;min-height:80px}.status-ok{color:var(--ok);font-weight:800}.status-warn{color:#b54708;font-weight:800}.status-bad{color:var(--danger);font-weight:800}.faq{border-top:1px solid var(--line);padding:14px 0}.faq summary{font-weight:900;cursor:pointer}.article-content{font-size:17px}.article-content h2{margin-top:28px}.article-content h3{margin-top:22px}.article-content p{margin:0 0 16px}.article-content ul,.article-content ol{padding-left:24px}.contact-form{display:grid;gap:14px}.contact-panel h2{margin-top:0}.notice{border-radius:16px;padding:14px 16px;margin-bottom:16px;background:#ecfdf3;border:1px solid #abefc6;color:#065f46}.notice.error{background:#fff1f2;border-color:#fecdd3;color:#9f1239}.ad-slot{margin:24px 0;padding:16px;border:1px dashed var(--line);border-radius:16px;text-align:center;color:var(--muted);background:#fff}.site-footer{background:var(--dark);color:#fff;margin-top:46px;padding:34px 0 22px}.footer-callout{display:flex;justify-content:space-between;gap:24px;align-items:center;background:linear-gradient(135deg,#fff8ee,#fff);border-radius:28px;padding:28px;margin-bottom:34px;color:var(--dark);box-shadow:0 18px 45px rgba(0,0,0,.16)}.footer-callout h2{margin:6px 0 8px;font-size:30px;letter-spacing:-.03em}.footer-callout p{margin:0;color:#667085}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}.footer-grid p{color:#cbd5e1}.footer-grid a{display:block;color:#d0d5dd;font-size:14px;margin:8px 0}.footer-grid a:hover{color:#ffd166}.footer-grid h3{margin:0 0 10px;font-size:16px;color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:24px;padding-top:18px;color:#98a2b3;font-size:14px}.small-grid{grid-template-columns:repeat(4,1fr)}.calc-note{font-size:13px;color:var(--muted);margin-top:10px}.result-wide{grid-column:1/-1}.planner-list{min-height:150px}.mini-table{width:100%;border-collapse:collapse;margin-top:12px}.mini-table th,.mini-table td{border-bottom:1px solid var(--line);padding:8px;text-align:left}.pill{display:inline-block;border-radius:999px;background:#fff1df;padding:4px 10px;margin:4px 6px 0 0;font-size:13px;color:#b34418;font-weight:800}.file-note{font-size:13px;color:var(--muted);margin-top:8px}
.admin-wrap{display:grid;grid-template-columns:245px 1fr;min-height:100vh;background:#f6f7f4}.admin-sidebar{background:#17212f;color:#e2e8f0;padding:24px}.admin-sidebar h2{margin:0 0 4px}.admin-sidebar a{display:block;padding:10px 12px;border-radius:12px;color:#cbd5e1}.admin-sidebar a:hover{background:#263244;color:#fff}.admin-main{padding:28px}.admin-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:20px}.admin-card{background:#fff}.admin-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden}.admin-table th,.admin-table td{border-bottom:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}.admin-table th{background:#fff8ee}.form-grid{display:grid;gap:14px}.login-page{min-height:100vh;display:grid;place-items:center;background:radial-gradient(circle at 20% 20%,rgba(255,159,28,.18),transparent 24%),linear-gradient(135deg,#fff7e8,#f1fff6)}.login-card{width:min(430px,92%);background:#fff;border:1px solid var(--line);border-radius:26px;padding:30px;box-shadow:var(--shadow)}
@media(max-width:980px){.header-cta{display:none}.main-nav{display:none;position:absolute;top:76px;left:4%;right:4%;background:#fff;border:1px solid var(--line);border-radius:18px;padding:14px;box-shadow:var(--shadow)}.main-nav.open{display:grid}.nav-toggle{display:block}.hero-grid,.how-grid{grid-template-columns:1fr}.savings-card{transform:none}.category-grid,.tool-grid,.guide-grid,.small-grid{grid-template-columns:1fr}.content-layout{grid-template-columns:1fr}.sidebar{position:static}.result-grid,.tool-row,.tool-row.three{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.footer-callout{display:block}.footer-callout .btn{margin-top:16px}.admin-wrap{grid-template-columns:1fr}.admin-main{padding:18px}.section-head{display:block}.top-strip-inner{justify-content:center;text-align:center}.top-strip a{display:none}}
@media(max-width:560px){.header-inner{height:68px}.main-nav{top:68px}.brand{font-size:20px}.brand-mark{width:34px;height:34px}.home-hero{padding:44px 0}.section{padding:34px 0}.tool-card,.category-card,.guide-card,.content-card,.tool-widget{border-radius:20px;padding:20px}.page-hero h1,.hero-copy h1{letter-spacing:-.045em}.receipt-total{display:block}.receipt-total strong{display:block;margin-top:8px}.footer-callout h2{font-size:24px}}